AALE Pet Insurance

The Best in Pet Insurance

Now AALE members can insure their pets through Pets Best Insurance. Founded in 2005, Pets Best Insurance offers policies in all 50 states.

While you can’t predict when accidents or illnesses will happen, a pet health insurance plan will help you deal with unexpected veterinary costs, and you’ll know you’re providing the best possible protection for your pet. It’s easy to sign up, and our affordable pet medical insurance plans can be tailored to fit any budget. We offer affordable pet insurance plans for kittens, puppies, dogs and cats ages 7 weeks and older. Starting at less than $1 per day, our plans have no upper age limits and we don’t reduce or cancel coverage because of your pet’s age. What’s more, we offer discounts in most states when you enroll multiple pets.

Coverage Benefits Include:

  • Straight 80%, 90%, or 100% reimbursement after deductible
  • You choose any licensed veterinarian or specialist
  • Routine care coverage can be added to any plan with no deductible
  • 48 hr. claims processing times
  • Direct deposit claims reimbursement available
  • NO restrictive benefit schedules

Sign up today

Best Benefit Plans –
From $1/day:

dog

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Free AALE Prescription Discount Cards for Pets

 BudgetLevel 1Level 2
Annual Coverage$1,000$5,000$10,00
Lifetime Coverage$5,000$100,000$150,000
Hereditary Coverage$250$750$1,500
Holistic Coverage$0$350$600
Approx Monthly Price for Dogs*$10-$25$15 – $40$35 – $70
Approx Monthly Price for Cats*$5-$15$10 – $20$20 – $40
Best Benefit Plans – from $1/day:

Reimbursement options: 70%, 80%, 90%, 100%
Annual Deductible options: $0, $50, $100, $200, $500, $1,000
* Example rates based on 4-year old mixed breed dog/cat. Rates will vary based on location, breed, age and inflation. Actual rates may be higher or lowe
  Accident OnlyCancer OnlyFeline Illness
Annual Coverage$10,000$8,000$4,000
Lifetime Coverage$20,000$30,000$10,000
Approx Monthly Price**$3-$10$3-$10$3-$6
Other Plans – starting under $5:

Can be purchased separately or added to a BestBenefit plan for extra coverage
* Pets Best Insurance survey, 2011
** Example rates based on 4-year old mixed breed dog/cat. Rates will vary based on location, breed, age and inflation. Actual rates may be higher or lower.
What Our Plans Cover  
AccidentsExamples: broken bones, poisoning, car accident, lacerations, foreign object ingestion.
IllnessesExamples: cancer, diabetes, arthritis, allergies, cruciate ligament injuries, skin and ear infections, urinary tract infections, epilepsy, IVDD, cherry eye.
Emergency care, hospitalization &surgerySee any licensed veterinarian, anywhere in the world, including emergency centers and specialists.
Hereditary conditions
Prescription medications
Cancer treatmentsIncluding blood work, MRIs, surgery, medication, and chemotherapy.
DiagnosticsExamples: exams, bloodwork, MRIs, CAT scans, pathology reports and X-rays.
Acuptuncture & chiropracticWhen performed by a licensed veterinarian.
Extra Benefits Included in Coverage If you've been comparing pet insurance companies, you'll be happy to know the following are covered under our accident and illness plans.
Exam feesWhen your pet is seen by a licensed veterinarian anywhere in the world for covered accidents and illnesses.
Ongoing/chronic conditionsWhen your policy renews, we don’t consider previously covered conditions to be pre-existing. This means your pet will still be covered up to your plan’s maximum per incident benefit, even if treatment spans many months or years.
Older petsWe have no upper age limits for pets and we don’t reduce or cancel coverage based on your pet’s age.
Cruciate injuries in both legsWe consider each cruciate injury as a separate incident, as long as they don't occur and aren't treated at the same time. This means that if your pet injures his left cruciate ligament, we won’t consider later injury of the right ligament to be pre-existing as long as it occurs after the cruciate coverage waiting period.
Hunting or service accidentsAccidents that happen while hunting or in the line of service are covered.
Full coverage even when not spayed/neuteredProstate problems, hormonal skin conditions, perianal tumors, mammary tumors, uterine and ovarian conditions, as well as injury due to motor vehicle or aggressive behavior whether or not your pet is spayed or neutered
Behavioral conditionsWe cover behavioral consults with, and/or medication prescribed by, a licensed veterinarian.
Pregnancy
Euthanasia and cremation
Prosthetic devices and wheelchairs
Pre-anesthesia testsVeterinarians typically require pre-anesthetic blood work to be performed before a pet’s surgery.
Coverage while traveling with pet