Group Level Life Insurance

5 Star Group Level Term Life Insurance for Emergency Service Providers

Answer These 6 Questions

AFBA 5Star Group Level Term

Group Level Term is available in coverage amounts of
$50,000 to $500,000 in $50,000 units.

Your spouse, through age 64, may also be covered up
to $500,000.

Your coverage continues to age 70 as long as contributions are paid. Contributions are based on age and tobacco status and will increase as shown on chart on the reverse side.


Eligibility for membership includes:
1) Active Duty Armed Forces; National Guard and Reserves; Homeland Security and Coast Guard; Department of Defense Contractors; First Responders, including police, firefighters and EMTs; Postal Personnel; Federal, state and local government employees; and dependents of the above.
2) Ages 1–64.
3) United States citizen.

Contribution Options

You may contribute monthly by military allotment,checkmatic (direct draft), or credit card; or by personal check on a quarterly, semi-annual, or annual basis.
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Contribution Options

AFBA 5Star Group Level Term is a “simplified issue” policy of up to $150,000 – answer 5-6 basic underwriting questions and you could be approved without long underwriting and lab testing to be approved.
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Coverage is for all current and former military, government and first
responders and your family members.

AGE$50,000$51,000 -
$101,000 -
$151,000 -
$201,000 -
$251,000 -
$301,000 -
56 - 64
50 - 55
40 - 49
40 - 49
18 - 39
1 - 17*
Complete Statement of Health (SOH).
Complete (SOH), Paramedical Exam, Blood Profile
and Urinalysis.
Complete (SOH), Paramedical Exam, Blood Profile,
Urinalysis and Resting EKG.

MONTHLY CONTRIBUTIONS (Male/Female) Non-Tobacco*

AGE    $50,000$100,000$150,000$200,000$250,000$300,000$350,000$400,000$450,000$500,000
1 – 17$4.00N/AN/AN/AN/AN/AN/AN/AN/AN/A
18 – 39$5.00$10.00$15.00$20.00$25.00$30.00$35.00$40.00$45.00$50.00
40 – 49$9.00$18.00$27.00$36.00$45.00$54.00$63.00$72.00$81.00$90.00
50 – 59$20.00$40.00$60.00$80.00$100.00$120.00$140.00$160.00$180.00$200.00
60 – 64$40.00$80.00$120.00$160.00$200.00$240.00$280.00$320.00$360.00$400.00
65 – 69$70.00$140.00$210.00$280.00$350.00$420.00$490.00$560.00$630.00$700.00
*Tobacco contributions are 2 times non-tobacco. A Tobacco User is one who has used tobacco products in the past 12 months Coverage continues to age 70 and cannot be cancelled as long as insurance contributions are paid. Contributions increase on the anniversary of the effective date of issue following entry into a new age bracket. Contributions are based on current age at enrollment. AFBA reserves the right to change contributions in any year subsequent to issue of your coverage based on interest rates and mortality experience. This brochure is intended to outline the principal features of this group term life insurance. Refer to the Certificate of insurance for details of coverage. Product not available in all states.